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#financialdata

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Miguel Afonso Caetano

"The CFPB economists used a very conservative methodology, so the number is likely higher, but let's stick with that figure for now. The switching costs of changing banks – determining which bank has the best deal for you, then transfering over your account histories, cards, payees, and automated bill payments – are costing everyday Americans more than half a billion dollars, every year.

Now, the CFPB wasn't gathering this data just to make you mad. They wanted to do something about all this money – to find a way to lower switching costs, and, in so doing, transfer all that money from bank shareholders and executives to the American public.

And that's just what they did. A newly finalized Personal Financial Data Rights rule will allow you to authorize third parties – other banks, comparison shopping sites, brokers, anyone who offers you a better deal, or help you find one – to request your account data from your bank. Your bank will be required to provide that data.

I loved this rule when they first proposed it:"

pluralistic.net/2024/11/01/ban

#SwitchingCosts#USA#Banking
OTX Bot

Vidar Stealer: An In-depth Analysis of an Information-Stealing Malware

Vidar Stealer is a potent malware written in C++, capable of stealing a wide range of data from the compromised system. Vidar Stealer targets user’s personal data, web-browser data, cryptocurrency wallets, financial data, sensitive files within user directories, communication applications, process explorer data, network communications, and more. This customizable malware is being sold on the dark web and underground forums as a malware-as-a-service, and leveraging the social media platforms as their part of C2 infrastructure to get details such as IP address, instructions, updates, and downloads.

Pulse ID: 665f13ec3414ba8d31445746
Pulse Link: otx.alienvault.com/pulse/665f1
Pulse Author: AlienVault
Created: 2024-06-04 13:17:32

Be advised, this data is unverified and should be considered preliminary. Always do further verification.

LevelBlue Open Threat ExchangeLevelBlue - Open Threat ExchangeLearn about the latest cyber threats. Research, collaborate, and share threat intelligence in real time. Protect yourself and the community against today's emerging threats.
#Browser#CyberSecurity#FinancialData
Continued thread
Nonilex

The #FederalGovernment already has #laws safeguarding people’s #HealthData & #FinancialData, in addition to #protections for #children’s personal #data, but there’s no overarching standard to regulate the vast majority of the #collection, use & #sale of data that companies engage in #online.

While the #UnitedStates still lacks a federal #privacy #law, it’s been nearly 6 yrs since the #EU began implementing its own standards, which set limits on companies’ collection practices.

#Congress#tech
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